Insurance Check...

[Iwishiwascool]

I just updated my Geico policy to add the RUST RKT (finally)

It went from 252 to 352 /6mo term...(when I added the rustrkt) Minimum Coverage on both, since I couldnt care less if I totaled the $900 NADA valued daily.

Just wondering what you other kids are paying.

[dsmarc]

I use to pay ~250 a month for full coverage on the talon. I bought my new car now i pay 177$ a month for liability on the talon and full coverage on the scion. Crazy multi car discount:)

[Iwishiwascool]

My quote is multi car...

2 1990 eagle talon TSi AWDs. ;)

[dsmarc]

My 10 points and not being even 21 yet kinda makes it a bit more.oh and i already wrecked the new car so i have like 5 accidents on file, none being my fault thank goodness.

[BlackEclipse]

Do you people even carry the suggested minimum coverage that insurance companies suggest or do you go with the state law minimums which is a lot less?

http://info.insure.com/auto/minimum.html

http://www.cleveland.com/autoinsight/plaindealer/index.ssf?/base/zauto/1128764033108150.xml&coll=2

I carry the $100,000/$300,000/$50,000 liability State Farm suggested coverage which I don't think is enough. State law requires $12,500/$25,000/$7,500. You could easily have a car accident and demolish several cars and put several people in the hospital. And if your policy does not cover it all, you could be sued and they will come after your assets. And if you own a home and spent years paying for it, then it will be gone in a blink of an eye. Oh, and if you are under 21 years old, they can come after your parents' assests as well. In Ohio, you still could be considered a dependent of your parents until you are 21. (Well, so I've heard.)

I've been thinking about something called a million dollar global liability coverage which would cover the house or the car on the same policy.

My 2-car "multi-car" State Farm Boy discount is cheaper than 1-car coverage. My 2nd car is on a minimal fire/theft coverage which costs $20 to $30 for 6 months while it sits parked. And since I don't have tags for the car anymore, this is my only costs on the car for the past year. This fire/theft coverage is just to keep the policy active. I pay $292 for 6 months on the new Jetta and I have $1,000 deductable on comprehensive. This $292 would go up maybe $50 if I got rid of the 2nd car.

[272ownzu]

I have multi car with proggresive. I pay 288 a month, state minumum coverage. Thats with a 99 eclipse and a 99 silverado they where the best place I could find.

[GSXLR8]

650 every 6 months for full coverage on both cars, including extra coverage on added equipment.

being point free and old with good credit is great! i used to spend three times that for just the GSX.

[Jarod]

Ha you all are getting screwed, I pay $170/month a year for full coverage on 02 galant, 96 explorer sport 4x4, Liability/theft/fire on 95 eclipse gsx, 91 honda accord. I love my insurance company an the have been great to work with, when the explorer was hit the first time, they had it in the shop and taken care of within 3 days including a representative coming to look at the vehicle. But I also have homeowners through them so that my help. They also give me a discount for having BS Degree, and I'll get more of a discout next month when Im 25. And that is with all the coverages mike black stated above with some small variances.

[EvolvedDSM]

$167/mo for the EVO and the CRV (100/300/100 and $500 deductable) and renter's insurance. It was about half that when we were in OH.

[criitter7]

98 bucks a month full coverage on the truck

[ttemper]

146 a month for full coverage on the 94 talon. i'm only 21, and i think i have 2 points on my license.

[ucsigep]

Both cars:
100k/300k/100k
2k medical payments
$500/$500 deductibles
uninsured 100k/300k

And I live in Vegas, rates are much higher here than in Columbus

99 Eclipse: $1161 for 6 months
06 Cobalt: $999 for 6 months

Total: $2160/6 mo



Motorcycle:

15k/30k/10k
uninsured 15k/30k
$500 deductible
1k custom parts coverage

01 Kawasaki: $459 for 12 months

[MikeyboyTSi]

I've got State Farm.

Both cars:
100k/300k/100k
2k medical payments
$500/$500 deductibles
uninsured 100k/300k

Total: $540/6 mo

Motorcycle:

50k/100k/50k
uninsured 15k/30k
$500 deductible

02 Honda: $342 for 12 months

[99eclipseRS]

Well...since my DSM is almost paid off and All I have are rust buckerts, I jsut have a Bond. It insures me to minimum coverae on any vehicle I drive, mine or not. It costs me $38 a month. Only down side is if I total my car on my own, I get no $$$ but thats fine if its my fault then Im double screwed.

[lucky]

state farm is the shit:
50$ per month for full coverage on a 99 gmc yukon
33$ per month for liability for a 94 metro
51$ per month for comprehensive on a 95 talon tsi
50$ per month for full coverage on a 03 zx-6r
14$ per month for comprehensive during winter on the 6r

[BlackEclipse]

Originally posted by lucky
state farm is the shit:
50$ per month for full coverage on a 99 gmc yukon
33$ per month for liability for a 94 metro
51$ per month for comprehensive on a 95 talon tsi
50$ per month for full coverage on a 03 zx-6r
14$ per month for comprehensive during winter on the 6r

you need to change your forum id to "not_that_lucky"

[Gunner]

$550/6 months, on 3 vehicles. Full coverage on the '05 F-150, liability only/uninsured on the Saturn, and storage on the Laser.

Progressive Insurance.

[manticore33]

My wife and I only carry liability, but our limits are 250k/500k/100k, 250k/100k uninsured motorist, and 10,000 medical.

Audi - $159.90/6mo
2g Talon - $169.40/6 mo
1g Talon - $237.70/6 mo
-------------------------------
$566.70/6 mo

[ucsigep]

I called Progressive today and dropped the motorcycle. Should have done that when I wrecked it, I probably would have had the money to fix it. lol Getting $114 back on it, and it's only going to cost me around $300 to get it back on the road. Now if I could only get the dsm back on the road for that cheap. Of course maybe I can, if I knew what was wrong, but that's another topic all together.

[lucky]

Originally posted by BlackEclipse
you need to change your forum id to "not_that_lucky"

i feel very lucky considering my previous driving record. and my wifes driving skills is not all that great either.:P

my deductables are very low.<----- forgot to mention that:D